The psychology of finance

Yes its Christmas. It really shouldn't be about money. It is the season of loving, giving and supporting - be it with the humans or the animals.

Why this cold-hearted post post-Christmas? Bobby is currently being housed at $900 a month. MIL feels that that this is too expensive and Bobby should be put up for adoption instead. It is no small sum but Bobby is really aged now and we wonder whether there is any logic behind re-housing him again at his age.

Money money... there's monthly insurance, helper's pay, TD's expenses, meals, saving up for a house. $900 a month vs relocating a heart-broken old dog from home to home to home to home?

To me, it is really quite expensive to have a child. From the delivery, to the pd, to the baby equipment to the insurance...

Luckily, looking at TD always puts a smile to my face. Fantastic. Still, I have to re-emphasize on the importance of saving. I remember meeting Uncle Lionel who reminded Irwin and myself to save up to $1million first before splurging in life..working towards it!